Financing options for the purchase of a personal lift

Dex Easy Installment financing and Dex Leasing

Dex Easy – Installment financing

The most popular form of financing is installment financing, where you can choose the size of the fixed monthly installment according to your own budget. Dexter Lifts takes care of the practical financing arrangements for you. When tailoring a suitable monthly installment, the amount of the down payment and the larger final installment, as well as the length of the contract, are taken into account.

  • The personal lift serves as collateral, no other collateral is needed.
  • The interest rate is fixed throughout the contract period.
  • The remaining financial contribution can be easily paid off at any time.
  • Contract period 6 – 72 months
  • monthly fee incl. principal repayment, interest, establishment and handling fee
  • additional service: comprehensive insurance
  • is recorded in the customer’s balance sheet
  • Profit impact: As depreciation in the income statement according to the depreciation plan made in advance, also from the first year of implementation (fiscal period).
  • A good option for a company with a strong cash flow and asset ratio, and no significant other investment needs.
  • The service life of the personal lift is also long from the point of view of the company’s accounting.
  • The buyer is responsible for the debt and value of the personal lift.
  • VAT can be deducted from the purchase price of the personal lift, if the lift is used in a business subject to VAT
  • You can apply for an extension of the contract if the last installment is larger.

Dex Leasing

Have you thought about a financial leasing agreement for your company to facilitate the purchase of a personal lift?

  • monthly rent is a normal expense item
  • easy for accounting
  • frees up capital for the company’s other business operations
  • The fixed monthly rent includes the right to use a personal lift.
  • The personal lift serves as collateral, no other collateral is needed.
  • The customer controls the time of the exchange
  • Maintenance and residual value responsibility at the company
  • In connection with financial leasing, we recommend a maintenance contract
  • Contract period 12 – 60 months
  • monthly fee incl. fixed monthly rent and handling fee
  • additional service: comprehensive insurance
  • Not recorded in the balance sheet
  • Rents are expense items, reduce the company’s income and thus the taxes to be paid.
  • Easy for accounting, no impact on the company’s solvency.
  • The lift is returned to the lessor after the leasing period
  • The rent always includes VAT

 

Maintenance leasing can also be customized according to the customer’s needs.

 

ASK FOR MORE by emailing sales@dexterlifts.com or by calling 040-199 0983.